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Applying for a MasterCard Standard credit card from Banca Romaneasca, you may use a modern, secure and flexible payment tool that gives you access to a personal credit limit in LEI on unlimited period. Choose MasterCard Standard from Banca Romaneasca and you will enjoy: ******************************************************************************************* - FIRST YEAR FREE (0 issuing fee and 0 annual administration fee in the first year, if applying for the card during 22.02 - 30.09.2010)
- 2% BONUS ON THE CARD FOR PURCHASES (for paying with the card at merchants and on internet during 1.03 - 30.09.2010) - Promotion regulations
- DAE 27.33% for shoppings of Lei 5367 made by credit card issued during the promotional period and reimbursed during one year
- DAE 29.85% for cash withdrawing of Lei 5367 made by credit card issued during the promotional period and reimbursed during one year
******************************************************************************************* the most generous grace period in the market, up to 61 days, during which you have 0% interest rate for purchases at merchants and on the internet 0% payment commission at merchants in the country side and abroad, as well as for transactions performed on the internet various pay-back options, including the comfortable auto-debit functionality. How does the auto-debit work? You open a current account, you make money in the current account and the bank will automatically withdraw the minimum due amount or the total due amount on due date, as you wish. permanent access to the amount available on your card account, 24 hours, 7 days the most extended acceptance network: you may pay with your MasterCard Standard in more than 29 millions locations worldwide up to 2 additional cards for authorized users named by you cost free monthly statement issued in the last working day of the month (where details about performed transactions and the total due amount are provided) How does the card work? You may use the credit card to pay your purchases at merchants or on the internet, and also to withdraw money cash at the ATMs. The minimum due amount is 5% of the used credit limit, to which commissions and fees to date are added, but not less than 20 lei and no more than the total due amount. The minimum due amount has to be paid off until due date the latest, as mentioned in the monthly statement account. In order to take benefit of grace period for purchases, you have to pay back at least the minimum due amount until due date and to pay back the total due amount until the statement issuing date following the one when the purchase was made and mentioned in. The monthly statement is delivered for free to the correspondence address or to the work address.
You may as well generate a free mini-statement including the latest 10 performed transactions. How can you pay back ? - cash payments at any Banca Romaneasca branch
- banking transfer
- using the ATMs of the bank through money transfer from the debit card current account in the MasterCard Standard credit card account
- using the Internet Banking facility, through electronic payment order
- using the auto-debit facility through automatic payment transfer from the personal current account You may apply and get a credit card from Banca Romaneasca if you: - are Romanian citizen or foreigner, with temporary or permanent residence in Romania.
- are aged between 20 - 70 years
- have monthly minimum net income of 350 Lei
- are employee with work history at the current employer of:
- minimum 3 months, if you are older than 26 years or have an active home equity loan
- minimum 6 months, if you are younger than 26 years - are retired, the income has to be received at least one month previously compared to the application date and to be permanent revenue
Other additional revenue categories are also accepted. Please, ask a Sales Representative in any Banca Romaneasca branch to find out what are the accepted additional income categories ! What are the credit limits ? Minimum credit limit: 500 Lei
Maximum credit limit: 17.500 Lei Enjoy the payment flexibility, the most expanded acceptance network, immediate access to your cash in the card account, 24/7, through the ATM network, enjoy 24 hour card assistance, available in more than 30 languages and many more! You may get more information about the credit card from Banca Romaneasca by calling: Customer Service Support 24 / 7, at the number +40 21 304 81 00 Therefore, your MasterCard from Banca Romaneasca will become the ideal payment tool, not only for your shopping or current payments, but also when going out for dinner in restaurants or when traveling abroad.
Required documents to issue the card:
ID card
Marital status certification, if the case (in original)
Income proving documents for the previous year (ex.: fisa fiscala)
Credit card application form
Income related documents (income certificate, dividends certificate)
The latest utility bill (for telephone, electric power or gas) in proof of residence address.
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