Pay with your credit card when you go shopping and enjoy Smart Installments with no interest !
What you have to do:
Pay with your credit card, choose the transaction/ transactions for which you want to pay back in installments (checking your monthly statement), call Cards Info Center at 021 304 81 00 and activate the installment plan/plans you prefer !
Calculate your monthly installment here!
What the conditions are:
- Transaction amounts of minimum 200 lei each, already posted on your credit card account
- Without payment delays
- Credit card to be active at the transaction time
- Installment activation request should not be done later than the monthly statement issuing following the statement where the transaction appears
- Transaction not to be fully paid back at the moment of request
- Available money in the account, at least the needed amount to activate the installment plan
What installment plans you may choose from:
| Purchase amount | Installment plans available |
|---|---|
| [200 - 800) lei | 3 installments |
| [800 - 2000) lei | 3 / 6 installments |
| [2000 - 5000) lei | 3 / 6/ 12 installments |
| [5000+ lei | 3 / 6/ 12 / 24 installments |
What is the cost : only 0.5% on a monthly basis for the installment plans of 3,6, 12 installments and 1% on a monthly basis for the installment plan of 24 installments. The monthly installment activation cost applies to the overall amount of the initial transaction and is included in the amount of the monthly installment .
| Example: | ||||||
| If you decide to pay a 2,000 lei transaction in installments, you can choose one of the following installment plans: | ||||||
| 3 months installment plan* | ||||||
|---|---|---|---|---|---|---|
| Month | 1 | 2 | 3 | |||
| Monthly installment value (lei) | 666.67 | 666.67 | 666.67 | |||
| 6 months installment plan* | ||||||
| Month | 1 | 2 | 3 | 4 | 5 | 6 |
| Monthly installment value (lei) | 333.33 | 333.33 | 333.33 | 333.33 | 333.33 | 333.33 |
| 12 months installment plante | ||||||
| Month | 1 | 2 | 3 | 4 | 5 | 6 |
| Monthly installment value (lei) | 176.67 | 176.67 | 176.67 | 176.67 | 176.67 | 176.67 |
| Month | 7 | 8 | 9 | 10 | 11 | 12 |
| Monthly installment value (lei) | 176.67 | 176.67 | 176.67 | 176.67 | 176.67 | 176.63 |
* During 01.04 - 31.05.2012, you have 0 activation cost for the installment plans
What is useful for you to know:
- I may pay in installments any purchase paid with credit card at any merchant or on the internet, in the country side or abroad (it does not apply to cash withdrawals).
- I may check in the statement, on a monthly basis: the value of the monthly installment, the minimum due amount which also includes the installment value, as well as the number of installments remained to be paid.
- I may cancel the installment plan by calling the Cards Info Center.
- The transactions transferred into installment plans and later canceled, cannot be re-transferred into installment plans.
