In the first stage, Cosmote subscribers, that are holders of debit cards issued by Banca Romaneasca, can pay the invoices issues by the mobile phone operator directly to the bank's ATMs, without additional costs.

In order to be able to pay, the clients have to know the transaction value and Cosmote client code.

Banca Romaneasca has a network of 153 ATMs in the entire country.

The holders of debit cards issued by Banca Romaneasca benefit of flexibility, efficiency and safety. Thus, the current account to which the card is attached can also be used to pay the loans installments, to make a deposit or to make operations directly to the cashier's office (cash withdrawals, currency exchange etc). The debit cards' holders benefit of the permanent management of their current accounts, at low costs, through the bank's Internet Banking service, "e-bancamea", by which can also make online payments. As well, through the optional service SMS Alert, they can receive in real time, on their own phones, information on the authorized transactions (shopping and cash withdrawals made by card).