Your home safety!

Choose Home Prudent package provided by Banca Românească and Garanta Asigurări and throughout the loan period you will enjoy the safety and the comfort of a complete insurance product which will protect:

Your home:
in case of fire, lightning, explosion, natural disasters, atmospheric risks, risks of impact plus an extended coverage: theft and/or acts of burglary, infiltrations, damage occurred as a result of break-in burglary, accidental damage to facilities and equipment, technical assistance for housing damages, legal liability

Your family: if an unhappy event occurs and you lose your life


  • Each year, the insured amount related to the life insurance policy is updated to the remaining value of the loan, so that the insurance premiums to reflect the insurance need.
  • The insurance premiums will be paid by direct debit and the payment frequency can be monthly, quarterly, yearly, depending on your choice
  • In Banca Romaneasca's branches you have the possibility to conclude the compulsory insurance policy for your home, through Garanta Asigurari SA, when concluding Home Prudent package
  • Moreover, the update of the insured amounts does not require medical reassessment