The Smart Card from Banca Românească represents a status itself, comprising special benefits and privileges created to meet your needs.

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Do not hesitate to visit any of our branches. Choose the Mastercard Gold Credit card from Banca Românească and fully enjoy its benefits:

  • Smart Installments with 0% interest rate for purchases at least 200 lei, up to 12 installments, at any merchant, in Romania or abroad.
  • Program of up to 12 installments at POS, in shops signaled with "Mastercard - Payment with installments" logo.

  • The most generous grace period up to 61 days, free of interest for purchases.

  • Priceless Cities, a program full of surprising experiences all over 40 cities around the world by simply registering and booking platform at

  • MasterCard Premium & Business Program, dedicated to premium cardholders, comprising special benefits and discounts at partners locations across the country, in areas such as: Fashion, Gourment, Jewelry, Beauty, Deco, Leisure and Travel.

  • Free SMS alert service, by which you are informed by sms on your mobile phone, in real time, about authorized transactions.

  • Your card is automatically enrolled in Mastercard SecureCode™ service so that you can pay on-line under safety conditions.
  • For enhanced security, download free of charge from Google Play or App Store the biometrical authentication application - BROM Pay, through which you can authorize transactions made on the Internet. See the use manual here.

    In the case of you did not provided us your mobile phone number, please contact Customer Service Infoline by dialling +40 21.304.81.00 (opened 24/24, 7 /7) for updating the information!

  • Various payment options, including the comfortable auto-debit functionality. How does it work? Open a current account which, at due date, will be automatically debited with the minimum or total due amount, depending on your option.

  • Free access to your monthly statement via e-mail, Internet Banking, at the branch or by Post

  • Are you a "Select" client? You are welcome in our branches to discover the advantages of Smart Card from Banca Românească created for you!

  • Full insurance package for main card holders, domicilied and rezident in Romania, up to 65 years old, including:

  • accident insurance for persons with coverage in Romania, as well as other countries (except conflict areas)
  • coverage of legal civil liability in Romania, as well as other countries (except the USA, Canada, Japan, conflict zones);
  • baggage insurance during travel in Romania and abroad;
  • insurance for theft/loss of travel documents, by covering the costs of replacing/restoring them with cover in Romania and abroad;
  • insurance of purchases made by card and price protection (price difference), valid only Romania for goods that have been purchased in Romania.

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