You can have a MasterCard Gold if all the conditions below are met:

  • Romanian and foreign citizens* with temporary or permanent residence in Romania
  • Age: between 24 and 70
  • the overall income per application must be multiple of 600 RON, proportional with the number of family members, but not less than 1600 RON

  • Employed with minimum working experience at current employer of 3 months.

Other additional income categories are also accepted. In order to find which are the accepted additional income categories consult a sales representative from any of our branches


NEW!!! You can have a MasterCard independent of the above criteria if you open a cash collateral deposit.

* only foreign citizens native of either OECD countries or Bulgaria, Croatia, Cyprus, Latvia, Lithuania, Macedonia, Serbia, Albania, who are either emplyees in financial institutions/multinational companies or managers/shareholders in companies financed by Banca Romaneasca are eligible.

Which are the credit limits?

  • Minimum credit limit : 800 Lei / 4.000 lei in case of credit cards with cash collateral
  • Maximum credit limit: 20.000 Lei / 100.000 lei in case of credit cards with cash collateral

Enjoy repayment flexibility, a large acceptance network, immediate access to cash through the ATM network, Customer Support service available 24/24 and much more!

Find out more information about the credit card offered by Banca Românească by calling Infoline for Customer Service available 7 days a week, 24 hours a day:+4 021.304.81.00.