Did you do your financial calculations and the result is not desirable? Use with trust the Refinancing Formula from Banca Romaneasca and the result is simple: the Secured Consumer Loan for Refinancing.

  • We refinance you any type of credit facilities
  • You pay one installment, monthly, which can be smaller than the amount you pay for all your loans
  • You can get an additional amount which you can use as you wish
  • You can have more types of incomes (salaries, pensions, commissions, incomes from liberal professions, copyrights etc.)
  • The real estate (apartment, house) that represents the guarantee can be owned by you or other person
  • Monthly administration fee: 0%
  • Early pre-payment fee: 0%
  • Lower interest rates if you receive your salary or pension in an account opened with our bank or choose an account package and cash at least 2.000 lei monthly
Characteristics RON
Minimum amount 20.000
Maximum amount 500.000
Maximum tenor - up to 25 years if only loans granted before 08 July 2020 are refinanced
- up to 5 years if loans granted after 08 July 2020 are refinanced or/and additional amounts are granted