Get rid of the monthly installments burden and relax yourself!


Because now, the unsecured refinancing loan brings you only one monthly installment. A smaller one.

  • You can choose between variable interest rate product and fixed interest rate product

  • You have 0 Lei file analysis fee, both for variable interest rate product and fixed interest rate product
  • You have 0 Lei Early Repayment fee, in case of variable interest rate product

  • Refinancing with no collateral
  • You can obtain extra money, over the total value of the refinanced loans, that you can spend as you please

  • Lower interest rates if you choose to receive your salary* in a Banca Româneasca account

  • You have the answer with the maximum amount that can be obtained immediately. **

    *for the clients that have an account package and cash at least 2.000 lei monthly in the account related to the package

    *
    *The maximum amount that can be obtained is estimated based on the information from the credit application. The answer does not represent the final decision for financing of the bank. The final decision for financing will be communicated after submitting all the necessary documents and credit analysis.




Characteristics Product with/without monthly administration fee
Minimum amount 1.000 RON
Maximum amount 110.000 RON
Maximum tenor
  • up to 10 years if are refinanced loans granted before 26th of December 2016
  • up to 5 years if are refinanced loans granted after 26th of December 2016 and/or if additional amounts are granted