You can request the facility if:

  • You are a Romanian or a foreign citizen* with permanent or temporary residence in Romania and your income is in RON/EUR/USD
  • You are aged between 20 and 60 when the facility is granted
  • You have a minimum monthly income of 800 RON, for a family with one member or multiple of 500 RON, for a family with more than one member. The minimum income must be proportional with the family members
  • You have at least 3 months seniority with the current employer
  • You receive your salary into an account opened with Banca Romaneasca

* only foreign citizens native of either OECD countries or Bulgaria, Croatia, Cyprus, Latvia, Lithuania, Macedonia, Serbia, Albania, who are either emplyees in financial institutions/multinational companies or managers/shareholders in companies financed by Banca Romaneasca are eligible.