• You can use the money without any justification and however you want
  • Simple! Without income certificate, only based on ID and ANAF request
  • Without analysis fee if you choose the insurance package or to receive your salary at our bank
  • Without management fee
  • Without collateral
  • You can also use it for refinancing
  • Lower interest rate if you receive your salary or pension in an account opened with us or choose an account package and cash at least 2,000 lei monthly in the account related to the package
  • Even lower interest rate if you choose a the life insurance for your own protection and for that of the dear ones
  • You receive an answer on the spot with the maximum amount that can be obtained.**

**the maximum amount that can be obtained is estimated based on the information from the credit application. The answer does not represent the final decision for financing of the bank. The final decision for financing will be communicated after submitting all the necessary documents and credit analysis

Product Characteristics
Minimum amount 2.000 RON
Maximum amount 110.000 RON - with insurance
130.000 RON - without insurance
Maximum tenor 60 months