If you do not have already a payments account, including a basic payments account, with any bank in Romania and you are a legal resident of the European Union, you can open now a basic payment account, in LEI a price range adapted to you income level.

According to the provisions of Law 258/2017, which introduced the basic payments account, in order to obtain your first payment account, you need supportive documents corresponding to your income level:

I. Customers who are financially vulnerable, because their gross monthly income or the average gross income obtained during the last 6 months is below 2,600 lei GROSS: a declaration on own responsibility and income documents (salary certificate, pension slip, etc.);

II. Customers who are not financially vulnerable, because their gross monthly income or the average gross income obtained during the last 6 months is above 2,600 lei GROSS: a declaration on own responsibility.


The following services are offered without a cost, within a basic payments account:

Customers who do not have/never had a payments account
Customers who are financially vulnerable Customers who are not financially vulnerable
a) Opening, administrating, closing of the account;
b) Funds incomings by deposit or transfer in a payments account;
c) Cash withdrawals at bank's counter or any ATM, nationally;
d) The first 10 payments operations monthly, including card payments at POS, online, direct debit, standing payment order.
a) Opening and closing of the account;
b) Cash withdrawals at bank's counter or any ATM, nationally and internationally in the European Union;

In order to find out details regarding the General Conditions applicable to basic payments account, download the form.

You can attach a debit card and Internet Banking application to a basic payments account and the commissions applicable to these products and services are mentioned in the List of Commissions for Individuals.


Payments' account mobility service

If you want to transfer your payments' account from another bank to Banca Românească, it is very simple now to perform the transfer by accessing the payments' account mobility service.
This service is available without any cost and can be performed between payments' accounts opened in the same currency.
The payment services to be transferred are direct debits, standing payment orders and recurrent incomings.
You can choose to transfer also the account balance with or without closing the payments' account.
In order to be informed properly on the transfer procedure, you have to follow, download the Guide for Payments' Account Mobility.
In order to request the account transfer between banks, download the Authorisation Form.

If you change your mind you can cancel the request to transfer the accounts by filling in this form. This must be submitted to the bank, in maximum 7 working days, since the date the authorisation form was submitted.