• 0 RON card issuing and administration fee
  • 0 RON for cash withdrawal at banks ATMs
  • 0 RON commission at merchants
  • Up to 3 pensions on the card (through Overdraft facility)
  • Preferential interest rate
  • Non-stop access to the money on the card or cash withdrawals



Amounts deposited in accounts opened with Banca Romaneasca are guaranteed by the Romanian Bank Deposit Guarantee Fund, within the ceiling of EUR 100.000 per guaranteed depositor per credit institution communicated by the Fund.

Please be informed that, in accordance with the provisions of Law 311/2015 regarding the Banking Deposit Guarantee Schemes and Banking Deposit Guarantee Fund and the Regulation no.1 of the Banking Deposit Guarantee Fund in force as of 7th of January 2016, the financial institutions are obliged to inform customers about the guarantee scheme through the "Form for information offered to depositors" - Annex 1 which you can access here.

Through the Law 311/2015, it was also changed the List of deposits excluded from the guarantee scheme - Annex 1 which you can access here.