• Fixed interest rate for the entire term of the deposit, irrespective of the market evolution

  • 0 cash withdrawal fee at maturity for deposits with maturity over 1 month (including)

  • You can choose the automate extension of deposit at maturity with the following interest rate payment options:

    • Capitalization of interest at maturity (accumulated interest will be added at the amount initially deposited)
    • Interest rate payment at maturity (accumulated interest will be transferred in the current account, where it is available in any moment)
  • Deposits opened with Banca Romaneasca are guaranteed by the Bank Deposit Guarantee Fund, up to the ceiling of EUR 100.000 per guaranteed depositor per credit institution communicated by the Fund


Please be informed that, in accordance with the provisions of Law 311/2015 regarding the Banking Deposit Guarantee Schemes and Banking Deposit Guarantee Fund, the financial institutions are obliged to inform customers about the guarantee scheme and the deposits excepted from the guarantee -these information can be accessed here.