What does it represent and what it can be used for?

  • New equipment and other fixed assets acquisition (equipment, industrial machines, tools, etc.);
  • New vehicles acquisition, necessary for ongoing activity (cars, commercial/ transportation vehicles, trucks, vans, etc.);
  • Acquisition of second hand vehicles/ equipment and other second hand movable goods necessary for ongoing activity; in this case the loans can be secured only with real estate and/ or cash collateral and/ or State guarantees;
  • Refinancing other investment loans for movable goods acquisition granted by Banca Românească or other financial institutions.

Which are specifications for granting?

Currency RON
Maximum amount RON 1,600,000 in case of loans secured with purchased vehicle and with cash collateral, State guarantees

RON 120,000 in case of unsecured loans or loans secured only with purchased new vehicle
Maximum granting period 5 years in case of loans secured with real estate and/ or cash collateral and/ or Government security
3 years in case of unsecured loans or secured only with purchased new vehicle
Grace period Maxim 3 months