What does it represent and what it can be used for?

Any credit facility granted to a professional or company for financing:

  • Acquisition of any kind of estates with commercial destination necessary for ongoing activity (offices, administrative spaces, factories, commercial spaces, hotels, hostels etc.);
  • Repair works, maintenance, rehabilitation etc. of the commercial spaces necessary for ongoing activity;
  • Refinancing other real estate investment loans granted by Banca Românească or other financial institutions.

Which are the specifications for granting?

Currency RON
Maximum amount RON 1,600,000
Maximum granting period 20 years (for professionals); 10 years (for companies)
Grace period Maximum 3 months