How the interest rate shall be computed?
| Collateral type | Currency | Variable interest rate |
|---|---|---|
| Real estate, State guarantees | RON | ROBOR 6M + margin 4-6% |
| Cash Collateral | RON | ROBOR 6M + margin 3% |
| EUR | EURIBOR 6M + margin 4.25% |
What commissions are involved?
Granting commission
- 1% of the approved amount, charged once, at the disbursement moment
- 0% of the credit, for the loans secured with cash collateral or in case of refinancing loans
The commission can be included in the loan.
Early closing fee
2% of the prepaid amount, payable for the external refinancing only
Appraisal fee (only if necessary)
RON 500 for each of collaterals proposed