What is my own contribution?

  • 20% in the case of loans secured by mortgages and, in addition, by Government securities (if case)
  • 0% in in the case of loans secured by cash collateral

What securities can I offer?

  • Real Estates (residential estates, offices, commercial spaces, production/logistic spaces, hotels) - even the estate which makes the purpose of the loan

  • Collateral deposits opened in Banca Românească by the shareholders, other individuals or by clients

  • State guarantees
  • Movable properties (vehicles, equipment and other second hand movable properties)